Attention WA State Residents
Instructions on Applying for the WA Cares Fund Exemption

Click here for more Information

What is LTC?

Long Term Care Insurance
protects your savings, home, and your family if you become chronically ill or injured.


7 out of 10 need LTC (ages 65+)1

63% used their savings to pay for care2

100% of their families are affected in some way

12018 U.S Department of Health and Human Services, 10/10/17

Top Reasons to Apply TODAY

What goes up
but never
comes down?
Your current age

determines your rates

The longer you delay, the more you pay. Obtain your best rate today.


Click here to request a rate quote

The greatest wealth is
Your good health
buys your coverage

Benefit eligible employees may purchase coverage on a guaranteed issue basis, with no medical questionnaire for 30 days beginning the 1st of the month following date of hire or newly eligible date. This is a one-time opportunity that will not be offered at future open enrollments.

All other benefit eligible employees who did not enroll during the qualifying period or would like to make changes to existing coverage may enroll during open enrollment in September by completing the Benefit Election Form and the Evidence of Insurability Form (medical questionnaire).

Eligible family members may also apply for their own policy with full underwriting.  To be eligible for coverage, family members must be between the ages of 18 and 80.

  • The spouse of an active employee or retired employee (you must be legally married to your spouse),
  • The domestic partner of an active employee or retired employee,
  • The natural, adoptive or step-parents/grandparents of an active employee or a retired employee, and their spouse or their domestic partners,
  • The natural, adoptive or step-siblings of an active employee or a retired employee, and their spouse or their domestic, or
  • The natural, adoptive or step-children of an active employee or a retired employee, and their spouse or their domestic.
Design a plan
just right
 for you
long term care plan

The choices you make designing your plan will determine your rate for LTC insurance. 

Click here for your plan options

Get your kicks 
Wherever you go

take it with you

If you leave employment,
your coverage is portable at the same rate.

Learn more about portability

Act Now


             Apply now