LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$22.50
$23.10
$24.60
$24.90
$25.20
$27.00
$27.60
$29.10
$30.30
$31.50
$32.10
$34.50
$35.10
$38.10
$39.60
$41.40
$42.60
$44.40
$45.60
$49.50
$51.60
$53.70
$56.10
$59.10
$62.40
$66.00
$70.20
$75.00
$79.80
$85.50
$94.20
$102.90
$111.00
$125.10
$137.10
$152.10
$167.70
$185.10
$204.00
$226.80
$249.00
$276.00
$303.00
$365.70
$399.30
$437.10
$478.80
$523.80
$573.30
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$45.00
$46.20
$49.20
$49.80
$50.40
$54.00
$55.20
$58.20
$60.60
$63.00
$64.20
$69.00
$70.20
$76.20
$79.20
$82.80
$85.20
$88.80
$91.20
$99.00
$103.20
$107.40
$112.20
$118.20
$124.80
$132.00
$140.40
$150.00
$159.60
$171.00
$188.40
$205.80
$222.00
$250.20
$274.20
$304.20
$335.40
$370.20
$408.00
$453.60
$498.00
$552.00
$606.00
$731.40
$798.60
$874.20
$957.60
$1,047.60
$1,146.60
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$59.40
$60.00
$62.40
$64.80
$65.40
$68.40
$69.00
$73.80
$75.60
$78.00
$82.80
$84.60
$88.80
$93.60
$95.40
$102.00
$106.80
$109.80
$116.40
$119.40
$124.80
$130.80
$138.60
$144.60
$151.80
$160.80
$169.80
$180.00
$189.60
$201.00
$211.80
$232.20
$251.40
$271.80
$293.40
$330.60
$363.00
$402.00
$442.80
$486.60
$535.80
$591.60
$652.20
$721.80
$793.20
$952.20
$1,042.80
$1,142.40
$1,246.80
$1,363.20
$1,492.80
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov